Joy Chizoma Kemakolam hails from Imo/Adamawa State, born on the 8th of August and the last in a family of ten. She is a graduate of Economics from Federal University of Technology Yola (FUTY). She is a Member of Chartered Institute of Loan & Risk Management and Institute of Public Management. She has a passion for Voluntarism. Has Volunteered with
a. Unicef as a Peer Educator Trainer (PET)
Nice one Joy
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